:root{--navy:#102b49;--navy-deep:#0b2038;--blue:#2564a1;--blue-hover:#1c4e81;--text:#1b334a;--muted:#607387;--line:#dce5ee;--surface:#f2f6fa;--white:#fff;--shadow:0 4px 22px rgba(16,43,73,.04)}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:110px}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--text);background:#fff;font-size:16px;-webkit-font-smoothing:antialiased}h1,h2,h3,p{margin-top:0}h1,h2,h3{color:var(--navy);font-weight:600}h1{font-size:48px;line-height:1.13;letter-spacing:-1.8px;margin-bottom:21px}h2{font-size:31px;line-height:1.2;letter-spacing:-.9px;margin-bottom:15px}h3{font-size:20px;line-height:1.3;letter-spacing:-.3px;margin-bottom:11px}p{line-height:1.75;color:var(--muted);margin-bottom:20px}a{color:inherit;text-decoration:none}button,input,textarea,select{font:inherit}button,a{-webkit-tap-highlight-color:transparent}svg{width:22px;height:22px;flex-shrink:0}button{cursor:pointer}a:focus-visible,button:focus-visible,input:focus-visible,textarea:focus-visible,select:focus-visible{outline:3px solid #68a4d9;outline-offset:4px}button:disabled{cursor:not-allowed;opacity:.55}.container{width:min(1120px,calc(100% - 64px));margin-inline:auto}.section{padding:56px 0}.surface{background:var(--surface)}.eyebrow{display:block;text-transform:uppercase;letter-spacing:1.5px;font-size:14px;font-weight:700;color:var(--blue);margin-bottom:15px;line-height:1.6}.eyebrow.light{color:#a8c7e5}.section-title{margin-bottom:28px;max-width:720px}.section-title p{margin-bottom:0}.button{display:inline-flex;justify-content:center;align-items:center;gap:12px;padding:13px 20px;min-height:46px;line-height:1.35;font-size:14px;font-weight:600;border-radius:6px;border:1px solid transparent;transition:background .15s,border-color .15s;white-space:normal}.button span[aria-hidden]{margin-left:8px}.primary{background:var(--blue);color:#fff}.primary:hover{background:var(--blue-hover)}.white{background:white;color:var(--navy)}.white:hover{background:#dceaf7}.outline{background:white;border-color:#cad8e5;color:var(--navy)}.outline:hover{background:#eaf2fa;border-color:#8fb0ce}.ghost{border-color:#607b98;color:white;background:transparent}.ghost:hover{background:#234461}.actions{display:flex;flex-wrap:wrap;gap:12px}.skip{position:absolute;z-index:100;top:-80px;left:20px;padding:15px;background:white}.skip:focus{top:15px}.site-header{position:sticky;top:0;z-index:20;background:#fbfcfd;border-bottom:1px solid var(--line)}.header-inner{display:flex;align-items:center;gap:20px;min-height:96px}.brand img{width:132px;height:auto;display:block}.brand{flex-shrink:0}.brand-tag{font-size:14px;line-height:1.5;color:var(--muted);max-width:86px;border-left:1px solid var(--line);padding-left:15px}nav{display:flex;gap:22px;align-items:center;margin-left:auto;font-size:14px;font-weight:600}nav a{padding:8px 0}nav a:hover,nav a[aria-current=page]{color:var(--blue)}nav a[aria-current=page]{box-shadow:0 2px var(--blue)}.language-switch{display:flex;border:1px solid #cfdae6;border-radius:5px;padding:3px;gap:2px;font-size:14px;flex-shrink:0}.language-switch a{padding:6px;border-radius:3px}.language-switch a[aria-current=page]{background:var(--navy);color:#fff}.language-switch a:hover{background:#dbe9f6;color:var(--navy)}.header-action{padding:12px 15px;min-height:42px;font-size:14px;flex-shrink:0}.menu-toggle{display:none}.home-hero{background:var(--navy);position:relative;overflow:hidden;padding:54px 0}.home-hero:after{content:"";width:500px;height:500px;border:1px solid #41607f;border-radius:50%;position:absolute;right:-240px;top:-210px;opacity:.25;pointer-events:none}.hero-grid{display:grid;grid-template-columns:1.38fr 1fr;gap:70px;align-items:center;position:relative;z-index:1}.home-hero h1{color:white;font-size:43px;line-height:1.16;letter-spacing:-1.6px}.home-hero p{color:#c2d3e4;max-width:585px;font-size:15px}.home-hero .actions{margin-top:26px}.hero-logo-panel{background:#f7f7f7;border-radius:10px;overflow:hidden;box-shadow:0 16px 40px rgba(0,0,0,.12);padding:21px}.hero-logo-panel img{display:block;width:100%;height:auto}.hero-logo-caption{display:flex;justify-content:space-between;border-top:1px solid #d7dce2;padding:16px 0 0;margin-top:12px;font-size:14px;color:#4e6881}.service-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px}.service-card{padding:26px 28px;border:1px solid var(--line);border-radius:9px;box-shadow:var(--shadow);display:flex;flex-direction:column;background:white;transition:border-color .18s,transform .18s}.service-card:hover{border-color:#86add1;transform:translateY(-3px)}.icon-tile{display:inline-flex;align-items:center;justify-content:center;background:#eaf2fa;border-radius:8px;width:43px;height:43px;color:var(--blue);margin-bottom:20px}.icon-tile svg{width:24px;height:24px}.service-card h3{font-size:23px}.service-card p{font-size:14px;margin-bottom:11px}.service-card .service-subline{color:#718398;margin-bottom:23px}.card-link{margin-top:auto;display:flex;gap:12px;align-items:center;color:var(--blue);font-size:14px;font-weight:700}.card-link b{font-size:20px;font-weight:400}.contact-band{display:grid;grid-template-columns:1fr 1fr;gap:90px;align-items:center}.contact-band p{max-width:510px;margin-bottom:0;font-size:14px}.contact-buttons{max-width:440px;width:100%}.email-link{width:100%;justify-content:flex-start;font-size:14px;padding:16px 21px}.contact-secondary{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-top:12px}.contact-caption{font-size:14px!important;margin-top:13px}.contact-unavailable{opacity:.55;cursor:default;pointer-events:none}.contact-buttons a:not([href]):after{content:""}.benefits-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:27px}.benefit h3{font-size:17px}.benefit p{font-size:14px;margin-bottom:0}.benefit .icon-tile{margin-bottom:17px}.about-teaser{display:grid;grid-template-columns:1fr 1.15fr;gap:65px;align-items:start}.about-teaser p{font-size:14px}.final-cta{background:var(--navy);color:#fff}.cta-inner{display:flex;justify-content:space-between;gap:40px;align-items:center}.final-cta h2{color:white;font-size:29px}.final-cta p{color:#b7cfe7;margin:0}.cta-inner .button{flex-shrink:0}.page-hero{background:#edf3f9;padding:43px 0 45px;border-bottom:1px solid #e1eaf3}.page-hero h1{font-size:43px}.page-hero p{max-width:700px;font-size:15px;margin-bottom:24px}.page-hero-grid{display:grid;grid-template-columns:1.55fr .8fr;gap:80px;align-items:center}.breadcrumb{display:inline-block;font-size:14px;color:#59738c;margin-bottom:25px}.service-summary{border-left:1px solid #c9d8e7;padding:22px 0 22px 35px}.summary-icon{display:inline-flex;color:var(--blue);margin-bottom:20px}.summary-icon svg{width:53px;height:53px;stroke-width:1.1}.service-summary p{font-size:17px;font-weight:500;color:var(--navy);line-height:1.65;margin-bottom:20px}.service-summary>span:last-child{font-size:14px;color:#6f879b}.offers-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}.offer-card{border:1px solid var(--line);border-radius:8px;padding:24px 20px;background:white}.offer-card h3{font-size:17px}.offer-card p{font-size:14px;margin:0}.offer-card .icon-tile{margin-bottom:17px}.notice-panel{border-left:3px solid var(--blue);padding:22px 26px;background:var(--surface);margin-top:25px;border-radius:0 6px 6px 0}.notice-panel h3{font-size:18px}.notice-panel p{font-size:14px;margin-bottom:0}.process-grid{display:grid;grid-template-columns:1fr 1.2fr;gap:75px}.steps{margin:0;padding:0;list-style:none;display:grid;gap:21px}.steps li{display:flex;align-items:start;gap:15px}.steps li>svg{color:var(--blue);width:22px;height:22px;background:#e1edf8;border-radius:50%;padding:3px;margin-top:2px}.steps h3{font-size:17px;margin-bottom:5px}.steps p{font-size:14px;margin:0}.form-layout{display:grid;grid-template-columns:.75fr 1.25fr;gap:65px;align-items:start}.form-intro p{font-size:14px}.form-intro h2{font-size:29px}.form-callout{display:flex;gap:14px;background:#e5eef7;border-radius:7px;padding:18px;margin:25px 0}.form-callout>svg{color:var(--blue);margin-top:3px}.form-callout p{font-size:14px;margin:0}.enquiry-form{padding:30px;background:white;border:1px solid var(--line);border-radius:9px;box-shadow:var(--shadow);min-width:0}.enquiry-form fieldset{border:0;margin:0 0 28px;padding:0;min-width:0}.enquiry-form legend{font-size:17px;font-weight:600;margin-bottom:21px;color:var(--navy)}.form-fields{display:grid;grid-template-columns:1fr 1fr;gap:20px 18px}.field{min-width:0}.field.wide{grid-column:1/-1}.field label{display:block;font-size:14px;font-weight:600;margin-bottom:8px;color:#3f5971}.field label span{color:#537896}input,select,textarea{width:100%;display:block;font-size:14px;line-height:1.5;padding:11px 12px;border:1px solid #cbd8e5;border-radius:5px;background:white;color:var(--text);min-height:43px}textarea{resize:vertical}.small{font-size:14px!important;line-height:1.75;color:#667e94}.form-actions{display:flex;flex-wrap:wrap;gap:10px}.form-actions .button{font-size:14px;padding:12px 15px}.form-status{margin:15px 0 0}.draft-preview{margin-top:20px}.draft-preview textarea{min-height:180px;background:#f3f7fb}.draft-preview label{font-size:14px;font-weight:600;display:block;margin-bottom:9px}.about-grid{display:grid;grid-template-columns:1.3fr 1fr;gap:70px}.about-grid>div>p{font-size:14px}.company-card{padding:27px;background:var(--surface);border:1px solid var(--line);border-radius:8px}.company-card h3{margin-bottom:22px}.company-card dl{margin:0}.company-card dl>div{display:grid;grid-template-columns:1fr 1.4fr;gap:20px;border-top:1px solid var(--line);padding:14px 0;font-size:14px}.company-card dt{color:var(--muted)}.company-card dd{margin:0;color:var(--navy);overflow-wrap:anywhere}footer{background:#f7f9fb;padding:40px 0 24px;border-top:1px solid var(--line)}.footer-grid{display:grid;grid-template-columns:1.15fr 1fr .8fr 1fr;gap:35px;padding-bottom:34px}.footer-logo img{width:150px;height:auto;display:block}.footer-brand p{font-size:14px;line-height:1.7;margin:14px 0 0}.footer-brand strong{font-weight:600}.footer-grid h3{font-size:14px;margin-bottom:17px}.footer-grid>div>a:not(.footer-logo),.footer-contact>span{display:block;font-size:14px;color:var(--muted);line-height:1.5;margin-bottom:11px;overflow-wrap:anywhere}.footer-grid a:hover{color:var(--blue)}.footer-bottom{display:flex;justify-content:space-between;gap:20px;border-top:1px solid var(--line);padding-top:23px;font-size:14px;color:#72879b}.prose{max-width:850px}.prose h2{font-size:26px;margin-top:25px}.prose p{font-size:14px}.prose a{text-decoration:underline}.error-page{padding-top:50px;padding-bottom:50px}.error-page h1{max-width:700px}
@media(max-width:1050px){.header-inner{gap:15px}.brand-tag{display:none}.hero-grid{gap:40px}.home-hero h1{font-size:39px}.page-hero-grid{gap:45px}.offers-grid{grid-template-columns:repeat(2,1fr)}.form-layout{gap:35px;grid-template-columns:.8fr 1.2fr}.form-actions .button{font-size:14px}.contact-band{gap:45px}.benefits-grid{gap:20px}.benefit h3{font-size:16px}.about-grid{gap:40px}.footer-grid{gap:25px}}
@media(max-width:760px){html{scroll-padding-top:95px}.container{width:calc(100% - 36px)}.header-inner{min-height:82px;gap:13px;flex-wrap:wrap;padding:10px 0}.brand img{width:110px}.language-switch{margin-left:auto}.header-action{display:none}.menu-toggle{display:flex;gap:15px;align-items:center;border:1px solid #cbd8e5;background:white;border-radius:5px;padding:10px 12px;font-size:14px;color:var(--navy)}.menu-toggle span{font-size:19px;line-height:1}nav{display:none;width:100%;order:3;margin:0;flex-direction:column;align-items:stretch;gap:0;padding-bottom:6px}nav.open{display:flex}nav a{padding:13px 0;border-top:1px solid var(--line)}nav a[aria-current=page]{box-shadow:none}.home-hero{padding:33px 0}.hero-grid{grid-template-columns:1fr;gap:28px}.home-hero h1{font-size:clamp(31px,8.6vw,43px);letter-spacing:-1px}.home-hero p{font-size:14px}.home-hero .actions{margin-top:23px}.hero-logo-panel{max-width:400px;padding:16px;margin:0 auto;width:100%}.hero-logo-caption{font-size:14px}.section{padding:38px 0}h2{font-size:27px;letter-spacing:-.6px}.eyebrow{font-size:14px;margin-bottom:13px}.section-title{margin-bottom:24px}.section-title p{font-size:14px}.service-grid{grid-template-columns:1fr;gap:15px}.service-card{padding:24px}.service-card h3{font-size:22px}.icon-tile{margin-bottom:17px}.contact-band{grid-template-columns:1fr;gap:24px}.contact-buttons{max-width:none}.email-link{font-size:14px}.contact-secondary .button{font-size:14px;padding:12px}.benefits-grid{grid-template-columns:1fr 1fr;gap:25px 20px}.benefit p{font-size:14px}.benefit h3{font-size:16px}.about-teaser{grid-template-columns:1fr;gap:15px}.cta-inner{display:block}.cta-inner .button{margin-top:23px}.final-cta h2{font-size:26px}.final-cta p{font-size:14px}.page-hero{padding:30px 0 32px}.page-hero-grid{grid-template-columns:1fr;gap:24px}.page-hero h1{font-size:clamp(31px,8.4vw,42px);letter-spacing:-1px}.page-hero p{font-size:14px}.service-summary{border:1px solid #cadcec;border-radius:8px;padding:18px;display:grid;grid-template-columns:45px 1fr;gap:10px 16px}.summary-icon{grid-row:1/3;margin:0}.summary-icon svg{width:40px;height:40px}.service-summary p{font-size:14px;margin:0}.service-summary>span:last-child{font-size:14px}.breadcrumb{margin-bottom:22px}.offers-grid{gap:13px}.offer-card{padding:19px 15px}.offer-card h3{font-size:16px}.offer-card p{font-size:14px}.notice-panel{padding:20px}.notice-panel h3{font-size:17px}.process-grid{grid-template-columns:1fr;gap:23px}.steps{gap:19px}.process-grid h2{font-size:27px}.form-layout{grid-template-columns:1fr;gap:23px}.form-intro h2{font-size:27px}.form-intro>p{margin-bottom:0}.form-callout{margin:19px 0 0;padding:15px}.form-intro>.small{margin-top:17px}.enquiry-form{padding:23px 19px}.form-fields{gap:17px;grid-template-columns:1fr}.field.wide{grid-column:auto}.enquiry-form fieldset{margin-bottom:24px}.enquiry-form legend{margin-bottom:18px}.form-actions{flex-direction:column}.form-actions .button{font-size:14px}.about-grid{grid-template-columns:1fr;gap:23px}.company-card{padding:23px}.footer-grid{grid-template-columns:1fr 1fr;gap:30px 25px;padding-bottom:28px}.footer-logo img{width:135px}.footer-grid h3{font-size:14px}.footer-brand p{font-size:14px}.footer-bottom{flex-wrap:wrap;font-size:14px;gap:12px}.prose h2{font-size:24px}.error-page{padding-top:10px;padding-bottom:25px}}
@media(max-width:350px){.offers-grid{grid-template-columns:1fr}.header-inner{gap:8px}.brand img{width:97px}.language-switch a{padding:5px}.menu-toggle{gap:10px;padding:9px}.benefits-grid{grid-template-columns:1fr}.home-hero h1{font-size:30px}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}.service-card:hover{transform:none}}
.hero-grid>* ,.page-hero-grid>* ,.form-layout>* ,.contact-band>* ,.about-grid>* ,.offers-grid>* ,.benefits-grid>*{min-width:0}.offer-card p,.benefit p,.form-intro h2,.service-card h3{overflow-wrap:anywhere}

/* Transparent brand assets and clearer navigation. */
.hero-logo-panel{background:transparent;box-shadow:none;border-radius:0;padding:0;overflow:visible;position:relative}.home-hero{background:linear-gradient(90deg,#102b49 0%,#102b49 56.5%,#e8f0f8 56.5%,#e8f0f8 100%)}
.header-inner{gap:19px}nav{font-size:14px;gap:23px}.brand-tag{font-size:14px;max-width:107px}.language-switch{font-size:14px}.header-action{font-size:14px;padding:12px 17px}.footer-grid h3{font-size:15px}.footer-grid>div>a:not(.footer-logo),.footer-contact>span{font-size:14px;line-height:1.65}.footer-brand p{font-size:14px}.footer-bottom{font-size:14px}
.address-link{text-decoration:underline;text-underline-offset:3px}.address-link:hover{color:var(--blue)}
.enquiry-form [data-enquiry-email]{text-decoration:underline;text-underline-offset:3px;overflow-wrap:anywhere}
@media(max-width:1050px){.header-inner{gap:14px}nav{gap:17px}.header-action{font-size:14px}}
@media(max-width:760px){.header-inner{gap:12px}nav{font-size:14px}.menu-toggle{font-size:14px}.language-switch{font-size:14px}.home-hero{background:#102b49}.hero-grid{gap:24px}.hero-logo-panel{max-width:400px;padding:23px 0 0;z-index:1}.hero-logo-panel:before{content:"";position:absolute;top:0;bottom:-33px;left:-100vw;right:-100vw;background:#e8f0f8;z-index:-1}.footer-grid h3{font-size:15px}.footer-grid>div>a:not(.footer-logo),.footer-contact>span{font-size:14px}.footer-brand p{font-size:14px}.footer-bottom{font-size:14px}}
@media(max-width:350px){.header-inner{gap:8px}.menu-toggle{font-size:14px}}

/* Readable text, concise homepage and service-aware navigation. */
p{line-height:1.65}
.home-hero p,.page-hero p,.section-title p,.service-card p,.contact-band p,.benefit p,.about-teaser p,.offer-card p,.notice-panel p,.steps p,.form-intro p,.about-grid>div>p,.prose p{font-size:16px}
input,select,textarea{font-size:16px;min-height:46px}
.small{font-size:14px!important;line-height:1.6;color:#536a80}
.form-callout p{font-size:14px;line-height:1.6}
.field label,.draft-preview label,.form-actions .button,.contact-secondary .button,.card-link{font-size:14px}
.eyebrow{letter-spacing:1px}
.brand-tag{max-width:120px}
.footer-grid>div>a:not(.footer-logo),.footer-contact>span,.footer-brand p,.footer-bottom{font-size:14px}
.service-card p{margin-bottom:24px}
.service-card .icon-tile{margin-bottom:16px}
.home-about{display:grid;grid-template-columns:1fr 1fr;gap:72px;align-items:start}
.home-about-intro p{max-width:510px}
.home-about-intro .button{margin-top:2px}
.home-benefits{display:grid;gap:24px}
.home-benefit{display:flex;gap:18px;align-items:flex-start}
.home-benefit .icon-tile{flex-shrink:0;margin:0}
.home-benefit h3{font-size:18px;margin-bottom:6px}
.home-benefit p{font-size:16px;margin:0}
.nav-enquiry{display:none}
.privacy-content{max-width:850px}
.privacy-content>h2{margin-top:36px}
.privacy-content>h2:first-child{margin-top:0}
.privacy-content ul{padding-left:24px;margin:0 0 24px;color:var(--muted);line-height:1.7}
.privacy-content li{margin-bottom:12px}
.privacy-content strong{color:var(--text)}
.privacy-contact{background:var(--surface);border:1px solid var(--line);border-radius:8px;padding:24px;margin:24px 0 32px}
.privacy-contact p{margin:6px 0 0;overflow-wrap:anywhere}
.form-guidance a{text-decoration:underline;text-underline-offset:3px}
@media(max-width:980px){
 html{scroll-padding-top:100px}
 .header-inner{min-height:82px;gap:12px;flex-wrap:wrap;padding:10px 0}
 .brand-tag,.header-action{display:none}
 .language-switch{margin-left:auto}
 .menu-toggle{display:flex;gap:12px;align-items:center;border:1px solid #cbd8e5;background:white;border-radius:5px;padding:10px 12px;font-size:14px;color:var(--navy)}
 .menu-toggle span{font-size:19px;line-height:1}
 nav{display:none;width:100%;order:3;margin:0;flex-direction:column;align-items:stretch;gap:0;padding-bottom:6px;font-size:16px}
 nav.open{display:flex}
 nav a{padding:13px 0;border-top:1px solid var(--line)}
 nav a[aria-current=page]{box-shadow:none}
 nav.open .nav-enquiry{display:block;background:var(--blue);color:#fff;border:0;border-radius:6px;margin-top:10px;padding:13px 16px}
 .home-about{gap:40px}
}
@media(max-width:760px){
 .home-about{grid-template-columns:1fr;gap:30px}
 .home-benefits{gap:22px}
 .hero-logo-panel{max-width:280px;padding-top:20px}
 .service-card{padding:24px}
 .privacy-contact{padding:20px}
}
@media(max-width:350px){
 .header-inner{gap:8px}
 .brand img{width:97px}
 .language-switch a{padding:5px}
 .menu-toggle{padding:9px;gap:8px}
}

/* Service-specific terms and access to the original conditions. */
.terms-content{max-width:960px}
.terms-intro{max-width:790px}
.terms-intro p,.terms-section p,.terms-contact p{font-size:16px;line-height:1.65;color:var(--muted)}
.terms-nav{display:flex;flex-wrap:wrap;gap:10px;margin:24px 0 32px}
.terms-nav a{display:block;border:1px solid var(--line);border-radius:6px;padding:10px 14px;font-size:14px;font-weight:700;color:var(--navy)}
.terms-nav a:hover{border-color:var(--blue);color:var(--blue);background:var(--surface)}
.terms-section{padding:32px;border:1px solid var(--line);border-radius:10px;margin-bottom:24px;scroll-margin-top:110px}
.terms-section h2{font-size:28px;margin-bottom:16px}
.terms-section strong{color:var(--text)}
.terms-section>p:last-child{margin-bottom:0}
.terms-documents{margin:24px 0 12px;flex-wrap:wrap}
.terms-documents .button{font-size:14px;min-width:0;white-space:normal}
.terms-file-help{margin-bottom:24px}
.terms-note{background:var(--surface);border-left:3px solid var(--blue);padding:20px 24px;margin:24px 0}
.terms-note h3{font-size:17px;margin-bottom:8px}
.terms-note p{margin:0}
.terms-source a,.terms-section>p a,.form-terms a{text-decoration:underline;text-underline-offset:3px}
.terms-contact{display:flex;align-items:center;justify-content:space-between;gap:32px;padding:24px 0 0;scroll-margin-top:110px}
.terms-contact>div{max-width:565px}
.terms-contact h2{font-size:26px}
.terms-contact p{margin-bottom:0}
.terms-contact .button{flex-shrink:0;font-size:14px}
.form-terms{padding-top:14px;border-top:1px solid var(--line)}
@media(max-width:760px){.terms-section{padding:24px 20px}.terms-section h2{font-size:25px}.terms-note{padding:18px}.terms-contact{flex-direction:column;align-items:flex-start;gap:20px}.terms-documents{align-items:stretch}.terms-documents .button{width:100%;justify-content:center}.terms-nav{gap:8px}.terms-nav a{padding:10px 12px}}